Navigate Medicare with Confidence: Expert Coverage Options for Seniors
Medicare can be complex, but Redstone Services Group is here to help you make sense of it. Whether you’re approaching age 65 or looking to update your existing coverage, Redstone Insurance Services provides Medicare counseling through our partner, Secure Benefits.
Serving Huntsville, Birmingham, Decatur, and surrounding areas, our team is committed to helping you find the best Medicare solutions that meet your healthcare needs and budget.
Why Medicare Insurance is Important
As you approach 65, Medicare becomes an essential part of your healthcare coverage. It’s important to understand the different parts of Medicare and the additional options available to ensure you’re covered for all your medical needs. Whether you’re enrolling for the first time or adjusting your current plan, Redstone Services Group offers the support you need to navigate this critical decision.
Our Health Insurance Options
Disability Insurance
Disability insurance replaces a portion of your income if you’re unable to work due to illness or injury. It ensures that you and your family can maintain your lifestyle even when you can’t earn a living.
Long-Term Care Insurance
If you or a loved one needs long-term care due to aging or chronic illness, this insurance helps cover the costs of nursing home care, in-home care, or assisted living, ensuring you don’t deplete your savings.
Medicare Insurance
As you approach age 65, understanding your Medicare options can be complex. Redstone Insurance Services helps you navigate the various Medicare plans to ensure you get the coverage you need, including supplemental plans for more comprehensive benefits.
Medicare in Alabama and Tennessee
Redstone Services Group is here to guide you through every step of the Medicare process. Based in Huntsville, we proudly serve clients in North Alabama communities from Birmingham to Decatur. We are eager to serve your community, no matter where you are in Alabama and Tennessee. With our expertise and personalized service, we help you find the Medicare plan that’s right for you, whether you’re newly eligible or looking to make changes to your existing coverage.
Frequently Asked Questions (FAQ)
When should I sign up for Medicare?
You should enroll in Medicare during your Initial Enrollment Period, which starts three months before you turn 65 and lasts for seven months. If you miss this period, you may face penalties.
What’s the difference between Medicare Advantage and Medigap?
Medicare Advantage (Part C) is an all-in-one plan that replaces Original Medicare and may include additional coverage. Medigap (Medicare Supplement) works with Original Medicare to help cover gaps in coverage, such as copayments and deductibles.
How do I know if I need a Medicare Advantage plan or a Medigap plan?
It depends on your needs and preferences. Medicare Advantage plans often provide more comprehensive coverage, including prescription drugs, while Medigap plans are designed to cover the gaps left by Original Medicare.
Get Started Today!
Secure peace of mind from Redstone Insurance Services. We offer personalzied guidance for you to make the right decisions and stay on top of your Medicare enrollment journey. Get in touch today and protect what matters most.